Anti-Money Laundering Specialist

Vintti is a specialized staffing agency that believes diversity is the catalyst for innovation. We connect US-based SMBs, startups, and firms with exceptional talent from Latin America, fostering a rich tapestry of cultural perspectives within American businesses. Our unique position allows us to handpick professionals who not only possess the required skills but also bring fresh ideas and global insights to the table. Vintti's services go beyond filling positions; we enrich company cultures and expand business horizons on an international scale.

An Anti-Money Laundering (AML) Specialist plays a crucial role in ensuring financial institutions comply with regulations designed to prevent money laundering and financial crimes. This role involves monitoring and analyzing transactions to identify suspicious activities, conducting thorough investigations, and ensuring accurate reporting to regulatory bodies. AML Specialists also develop and implement AML policies, procedures, and controls, while staying updated on the latest trends and regulatory changes. Their expertise helps safeguard the financial system and maintain the integrity of financial operations.

- Bachelor's degree in Finance, Business, Law, Criminal Justice, or a related field.
- Certified Anti-Money Laundering Specialist (CAMS) certification or equivalent preferred.
- Minimum of 3-5 years of experience in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), or financial crimes investigations.
- Extensive knowledge of AML laws, regulations, and best practices.
- Proficiency in using AML monitoring systems and related software.
- Strong analytical and investigative skills.
- Excellent written and verbal communication skills.
- Ability to prepare comprehensive reports and documentation.
- Strong attention to detail and organizational skills.
- Ability to maintain confidentiality and handle sensitive information.
- Strong problem-solving abilities and decision-making skills.
- Ability to work independently and as part of a team.
- Understanding of global sanctions regulations and their application.
- Experience in conducting enhanced due diligence on high-risk customers.
- Ability to stay current with AML trends, typologies, and regulatory changes.
- Experience in collaborating with compliance, legal teams, and external bodies.
- Strong understanding of financial products and services.
- Ability to manage and prioritize multiple tasks and projects.
- Experience with audits and regulatory examinations.

- Review and analyze customers' account transactions to identify suspicious activity.
- Conduct investigations of potential money laundering activities and document findings.
- Prepare and file Suspicious Activity Reports (SARs) per regulatory requirements.
- Utilize AML monitoring systems to detect unusual transactional patterns.
- Collaborate with compliance and legal teams to ensure regulatory alignment.
- Monitor customer profiles for changes indicating increased risk.
- Stay updated on AML trends, typologies, and regulatory changes.
- Assist in developing and implementing AML policies and procedures.
- Provide AML training and guidance to staff.
- Evaluate the adequacy of AML controls in business units and recommend improvements.
- Maintain detailed records of compliance activities and investigations.
- Perform risk assessments on new and existing customers.
- Respond to information requests from law enforcement and regulatory bodies.
- Analyze regulatory requirements to ensure compliance.
- Assist with internal and external AML audits.
- Coordinate with financial institutions during cross-institutional investigations.
- Ensure compliance with global sanctions regulations.
- Support the implementation of new AML software and tools.
- Conduct enhanced due diligence on high-risk customers.
- Prepare and present reports on key AML metrics to upper management.

The ideal candidate for the Anti-Money Laundering Specialist role is a highly analytical and detail-oriented professional with a Bachelor’s degree in Finance, Business, Law, Criminal Justice, or a related field, and preferably holds a Certified Anti-Money Laundering Specialist (CAMS) certification. With 3-5 years of robust experience in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), or financial crimes investigations, they possess a deep understanding of AML laws, regulations, and best practices. Proficient in using AML monitoring systems and related software, they have excellent analytical and investigative skills. The ideal candidate excels in written and verbal communication, demonstrating strong problem-solving abilities and a keen eye for detail. Known for their integrity and ability to maintain confidentiality, they are proactive, capable of working independently, and thrive in team environments. Their adaptability to changing regulations and trends, coupled with high ethical standards and professional integrity, makes them reliable and trustworthy. With strong time-management skills, they prioritize tasks effectively under pressure to meet strict deadlines. They are adept in training and mentoring staff on AML policies and procedures, and remain persistent and thorough in their investigations and due diligence efforts. Their comprehensive understanding of financial products and transaction processes, combined with a commitment to continuous learning, positions them as a valuable asset in navigating the evolving compliance and regulatory landscapes.

- Review and analyze customers' account transactions to detect and report suspicious activity.
- Conduct detailed investigations of potential money laundering activities and document findings.
- Prepare and file Suspicious Activity Reports (SARs) in accordance with legal and regulatory requirements.
- Utilize AML monitoring systems and software to detect unusual transactional patterns.
- Collaborate with compliance and legal teams to ensure alignment with current AML regulations and policies.
- Monitor and track customer profiles for any changes that might indicate increased risk.
- Stay updated on the latest AML trends, typologies, and regulatory changes.
- Assist in the development and implementation of AML policies and procedures.
- Provide training and guidance to staff on AML regulations and internal policies.
- Verify the adequacy of AML controls in various business units and recommend improvements.
- Maintain detailed and organized records of all compliance activities and investigations.
- Perform regular risk assessments on new and existing customers.
- Respond to requests for information from law enforcement agencies and regulatory bodies.
- Analyze and interpret regulatory requirements to ensure the institution’s compliance.
- Assist with internal and external audits related to AML/CTF controls.
- Coordinate with other financial institutions to gather intelligence during cross-institutional investigations.
- Evaluate and ensure compliance with global sanctions regulations.
- Support the implementation of new AML software and tools.
- Conduct enhanced due diligence on high-risk customers.
- Prepare regular reports outlining key AML metrics and present findings to upper management.

- Analytical mindset with strong investigative skills
- Detail-oriented and meticulous in documentation
- Strong written and verbal communication skills
- Ability to handle sensitive and confidential information with integrity
- Proactive and able to take initiative
- Ability to work independently and collaboratively within a team
- Adaptability to changing regulations and trends
- Strong problem-solving and decision-making abilities
- High ethical standards and professional integrity
- Strong time-management skills and the ability to prioritize tasks
- Technologically proficient and adept in using AML monitoring systems
- Strong understanding of financial products and transaction processes
- Continuous learner with a commitment to staying current on AML practices
- Ability to work well under pressure and meet strict deadlines
- Strong interpersonal skills for effective collaboration and communication
- Critical thinker with a focus on identifying risks and recommending improvements
- Adept in training and mentoring staff on AML policies and procedures
- Persistent and thorough in conducting investigations and due diligence
- Flexible and adaptable to evolving compliance and regulatory landscapes

- Competitive salary range based on experience and qualifications
- Comprehensive health insurance, including medical, dental, and vision coverage
- Retirement savings plan with company match
- Paid time off and holiday leave
- Flexible work schedule options, including remote work opportunities
- Professional development and certification reimbursement
- Access to company-sponsored training and educational programs
- Employee wellness programs and resources
- Life and disability insurance
- Employee assistance program (EAP)
- Opportunities for career advancement and internal promotions
- Performance-based bonuses and incentives
- Access to modern work tools and AML software
- Collaborative and supportive work environment
- Networking opportunities with industry professionals and experts
- Company-sponsored social and team-building events
- Volunteer and corporate social responsibility initiatives
- Access to financial planning and counseling services
- Transportation and commuter benefits