Insurance Broker

At Vintti, we're redefining the economics of staffing for US businesses. Our agency connects SMBs, startups, and firms with top Latin American talent, offering a dual benefit of high-quality work and cost savings. By tapping into this rich talent pool, our clients can optimize their budgets, increase productivity, and gain a competitive advantage in their respective markets.

An Insurance Broker acts as an intermediary between clients and insurance companies, helping individuals and businesses find suitable insurance policies to meet their needs. Their role involves assessing client requirements, providing expert advice on the best coverage options, and advocating on their behalf to secure competitive premiums and terms. Insurance Brokers are knowledgeable about various types of insurance, including health, life, property, and commercial policies, ensuring that their clients are well-informed and adequately protected. They also assist with the claims process, offering support and guidance to ensure quick and fair resolutions.

- Bachelor's degree in business, finance, risk management, or a related field.
- Valid insurance brokerage or agent license.
- Minimum of 3-5 years of experience in insurance brokerage or a similar role.
- Strong knowledge of various insurance products (property, casualty, life, health, etc.).
- Excellent interpersonal and communication skills.
- Proven negotiation and sales skills.
- Ability to analyze and interpret insurance policies and coverage details.
- Strong organizational and time-management abilities.
- Proficient in using insurance software and other relevant technology.
- Detail-oriented with strong analytical skills.
- Ability to work independently and as part of a team.
- Commitment to continuous education and staying updated on industry trends.
- Customer-focused with a strong dedication to client service.
- Sound ethical judgment and ability to maintain confidentiality.
- Proven ability to generate new business and grow client relationships.
- Knowledge of legal and regulatory requirements in the insurance industry.

- Assess clients' insurance needs and financial situations.
- Research and evaluate different insurance policies and providers.
- Present tailored insurance solutions to clients.
- Negotiate policy terms and conditions with insurance companies.
- Provide detailed quotes and comparative analyses of insurance products.
- Process insurance applications, renewals, and policy changes.
- Track and manage upcoming policy renewals.
- Assist clients in filing and managing insurance claims.
- Maintain accurate records of client interactions and policy details.
- Stay informed about industry trends and regulatory changes.
- Conduct periodic reviews of clients' insurance portfolios.
- Attend industry conferences, seminars, and networking events.
- Provide ongoing support and advice to clients.
- Develop and maintain industry relationships with underwriters and adjusters.
- Generate new business opportunities through various methods.
- Ensure compliance with legal and regulatory insurance requirements.

The ideal candidate for the Insurance Broker role is a highly experienced professional with a minimum of 3-5 years in insurance brokerage or a similar position, equipped with a Bachelor's degree in business, finance, risk management, or a related field and holding a valid insurance brokerage or agent license. This individual possesses a deep understanding of various insurance products, including property, casualty, life, and health insurance, paired with strong analytical and critical thinking skills to effectively analyze and interpret policy details and coverage. They are a master at building and nurturing relationships, leveraging their exceptional interpersonal and communication skills to provide tailored insurance solutions and ongoing support to clients. Their proven negotiation and sales prowess, combined with a keen attention to detail and remarkable organizational abilities, enable them to successfully manage complex insurance applications and claims processes while ensuring compliance with industry regulations. The ideal candidate is proactive, self-motivated, and resilient, with a commitment to continuous education and staying abreast of industry trends. They demonstrate a high degree of professionalism and integrity, maintain confidentiality, and show a strong dedication to client service, exemplifying empathy and a customer-focused approach. Adept at managing multiple tasks under pressure, they are goal-oriented, results-driven, and possess a persistent follow-up ability, making them adept at generating new business and growing client relationships. Their adaptability, ability to work independently and as part of a team, and sound ethical judgment distinguish them as a superior candidate for this dynamic and critical role.

- Meet with clients to assess their insurance needs and understand their financial situation.
- Research and analyze various insurance policies, coverages, and providers to find the best options for clients.
- Prepare and present customized insurance solutions to clients, explaining the benefits, terms, and conditions of each option.
- Negotiate policy terms and conditions with insurance companies on behalf of clients.
- Provide clients with quotes and detailed comparative analysis of different insurance products.
- Process insurance applications, renewals, and policy changes, ensuring all necessary documents are completed accurately.
- Track and manage policy renewals, ensuring clients are aware of upcoming renewal dates and any changes in their policies.
- Assist clients in filing and managing insurance claims, acting as an intermediary between the client and the insurance company.
- Keep detailed records of client interactions, policy details, and any changes in coverage.
- Stay informed about industry trends, new insurance products, and changes in insurance regulations.
- Conduct periodic reviews of clients' insurance portfolios to ensure continued adequacy of coverage.
- Attend industry conferences, seminars, and networking events to build relationships with insurance providers and stay updated on market developments.
- Provide ongoing support and advice to clients, responding to any queries or concerns they may have about their policies.
- Develop and maintain a network of contacts within the insurance industry, including underwriters and claims adjusters.
- Generate new business opportunities through referrals, networking, and marketing efforts.
- Ensure compliance with all legal and regulatory requirements in the insurance industry.

- Strong relationship-building skills
- Excellent problem-solving abilities
- High degree of professionalism and integrity
- Empathetic and client-focused
- Resilient and able to handle rejection
- Adaptable and able to manage multiple tasks simultaneously
- Proactive and self-motivated
- Detail-oriented and thorough
- Strong analytical and critical thinking skills
- Effective communication, both verbally and in writing
- Persuasive and influential
- Goal-oriented and results-driven
- Persistent with a strong follow-up ability
- Able to work well under pressure and meet deadlines
- Team player with a collaborative mindset

- Competitive salary range: $60,000 - $90,000 annually, based on experience and qualifications.
- Performance-based bonuses and commissions.
- Comprehensive health benefits, including medical, dental, and vision coverage.
- Retirement savings plan with company matching.
- Paid time off (PTO) and holidays.
- Flexible work schedule and potential for remote work opportunities.
- Professional development and training programs.
- Opportunities for career advancement and growth within the company.
- Reimbursement for relevant certifications and licensing.
- Supportive and collaborative work environment.
- Employee wellness programs and initiatives.
- Company-paid life insurance and disability coverage.
- Access to industry conferences, seminars, and networking events.
- Employee assistance programs (EAP).
- Generous referral bonuses for new business leads.