Liquidity Analyst

At Vintti, we specialize in providing US businesses with staffing solutions that feel local. By connecting companies with Latin American professionals operating in compatible time zones, we ensure that work schedules align naturally with US business hours. This temporal harmony facilitates immediate response times, efficient project management, and a cohesive team dynamic regardless of physical location.

A Liquidity Analyst plays a crucial role in maintaining a company's financial stability by managing its cash flow and ensuring that sufficient funds are available to meet short-term obligations. This position involves analyzing financial data to forecast future liquidity needs, monitoring market conditions, and assessing risks associated with cash management. The Liquidity Analyst collaborates with various departments to optimize the use of funds, implement cash management strategies, and recommend improvements to liquidity policies and procedures. By maintaining an accurate and comprehensive view of the company's liquidity position, this role supports informed decision-making and enhances financial resilience.

- Bachelor’s degree in finance, economics, accounting, or related field
- Relevant experience in liquidity management, treasury, or financial analysis
- Strong understanding of liquidity risk management principles and practices
- Proficiency in financial modeling and analysis
- Experience with stress testing, scenario analysis, and variance analysis
- Familiarity with regulatory liquidity requirements and compliance
- Knowledge of financial markets and market conditions
- Proficiency in financial software and tools (e.g., Excel, SQL, Treasury Management Systems)
- Excellent analytical and problem-solving skills
- Detail-oriented with strong organizational skills
- Effective communication and interpersonal skills
- Ability to work collaboratively in cross-functional teams
- Experience with managing short-term investment portfolios
- Knowledge of banking products and services
- Ability to reconcile complex banking transactions
- Strong report preparation and presentation skills
- Experience in conducting audits and handling regulatory examinations
- Ability to develop and maintain liquidity risk management policies
- Capability to identify opportunities for process improvement

- Monitor and analyze daily cash flows and liquidity positions
- Prepare and update liquidity reports and dashboards
- Assess impacts of internal and external factors on liquidity
- Perform stress testing and scenario analysis
- Collaborate with treasury and risk management for liquidity forecasts
- Ensure regulatory and internal policy compliance
- Analyze market conditions for liquidity needs and opportunities
- Support strategy development to optimize liquidity
- Manage short-term investment portfolios
- Review and reconcile daily banking transactions
- Coordinate fund transfers and settlements with finance and accounting
- Conduct variance analysis on projected vs. actual liquidity
- Track intercompany fund transfers and lending arrangements
- Maintain and update liquidity risk management policies
- Provide regular and ad-hoc liquidity reporting to senior management
- Utilize financial software for liquidity management
- Participate in cross-functional projects for process improvement
- Assist in evaluation and selection of banking services providers
- Support audits and regulatory examinations
- Identify and suggest liquidity risk management improvements

The ideal candidate for the Liquidity Analyst role is a highly analytical and detail-oriented professional with a Bachelor's degree in finance, economics, accounting, or a related field, and relevant experience in liquidity management, treasury, or financial analysis. They have a strong understanding of liquidity risk management principles and practices, proficiency in financial modeling, analysis, and the use of financial software tools such as Excel, SQL, and Treasury Management Systems. Demonstrating excellent quantitative and qualitative analytical skills, they are adept at stress testing, scenario analysis, and variance analysis, with familiarity in regulatory liquidity requirements and compliance. The ideal candidate possesses excellent communication and interpersonal skills, enabling effective collaboration with cross-functional teams and providing clear and actionable insights to senior management. They are proactive problem-solvers with a strategic mindset, capable of managing short-term investment portfolios, reconciling complex banking transactions, and conducting variance analysis. With a high degree of integrity, organizational skills, and the ability to meet deadlines, they excel in fast-paced, dynamic environments, showing resilience and resourcefulness under pressure. Their strong sense of accountability, coupled with an ability to interpret complex financial data and trends, further supports their role in identifying process improvements and optimizing liquidity strategies. This candidate has a keen interest in financial markets and liquidity management, with the ability to build and maintain strong relationships with stakeholders, ensuring effective and compliant liquidity risk management practices.

- Monitor and analyze the company’s daily cash flows and liquidity positions
- Prepare and update liquidity reports and dashboards
- Assess the impact of various internal and external factors on liquidity
- Perform stress testing and scenario analysis to evaluate potential risks
- Collaborate with treasury and risk management teams to develop liquidity forecasts
- Ensure compliance with regulatory liquidity requirements and internal policies
- Analyze market conditions to anticipate liquidity needs and opportunities
- Support the development and implementation of strategies to optimize liquidity
- Assist with the management of short-term investment portfolios
- Review and reconcile banking transactions daily
- Coordinate with finance and accounting teams for accurate fund transfers and settlements
- Conduct variance analysis to identify and explain deviations in projected vs. actual liquidity
- Track intercompany fund transfers and intercompany lending arrangements
- Maintain and update liquidity risk management policies and procedures
- Provide regular and ad-hoc reporting to senior management on liquidity metrics
- Utilize financial software and tools to support liquidity management activities
- Participate in cross-functional projects aimed at improving liquidity management processes
- Assist in the evaluation and selection of banking and financial services providers
- Support audits and regulatory examinations related to liquidity management
- Identify and suggest improvements to enhance liquidity risk management practices.

- Analytical mindset with strong attention to detail
- Proactive problem-solver with critical thinking abilities
- Strong quantitative and qualitative analytical skills
- Ability to manage multiple tasks and prioritize effectively
- Excellent communication and presentation skills
- Collaborative team player with strong interpersonal skills
- Adaptability to fast-paced and changing environments
- High degree of integrity and ethical standards
- Strong organizational skills and ability to meet deadlines
- Strategic thinker with a focus on continuous improvement
- Capability to work independently and take initiative
- Proficiency in relevant financial software and tools
- Strong sense of accountability and responsibility
- Ability to interpret complex financial data and trends
- Strong numeracy and data analysis capabilities
- Solid understanding of market dynamics and financial instruments
- Keen interest in financial markets and liquidity management
- Ability to build and maintain strong relationships with stakeholders
- Resilience and resourcefulness under pressure

- Competitive salary range based on experience
- Comprehensive health, dental, and vision insurance
- Retirement savings plan with company matching contributions
- Paid time off, including vacation, sick leave, and holidays
- Flexible work hours and potential for remote work
- Professional development and training opportunities
- Tuition reimbursement for further education
- Employee wellness programs and resources
- Performance-based bonuses and incentives
- Access to financial and legal counseling services
- Robust employee assistance program (EAP)
- Opportunities for career advancement and internal promotions
- Company-sponsored social events and team-building activities
- On-site fitness center or subsidized gym membership
- Discounts on company products and services
- Commuter benefits or transportation reimbursement
- Life and disability insurance coverage
- Access to mentorship and leadership development programs