Finance

Payment Solutions Architect

Looking to hire your next Payment Solutions Architect? Here’s a full job description template to use as a guide.

About Vintti

Vintti is a staffing agency with a unique mission: to create win-win scenarios for both US businesses and Latin American professionals. We address the challenges faced by SMBs, startups, and firms in finding the right talent, as well as the aspirations of skilled Latin American workers seeking international opportunities. By bridging this gap, Vintti enables US companies to access a wealth of untapped talent, while providing Latin American professionals with pathways to expand their careers on a global scale. Our approach cultivates a symbiotic ecosystem that benefits all parties involved.

Description

A Payment Solutions Architect is a key professional responsible for designing and implementing efficient payment systems and infrastructures within an organization. They leverage their comprehensive understanding of payment processing, transaction flows, and security protocols to create seamless and secure payment experiences for users. By collaborating with stakeholders, developers, and financial institutions, they ensure the integration of cutting-edge technologies and compliance with industry standards. Their role is crucial in enhancing the company’s payment capabilities, driving innovation, and optimizing the overall payment strategy to meet business objectives.

Requirements

- Bachelor's degree in Computer Science, Engineering, Information Systems, or a related field
- Minimum of 5 years of experience in payment systems architecture or related roles
- Proven experience with payment gateways and processors integration
- Strong understanding of payment industry standards, regulations, and security protocols (e.g., PCI DSS)
- Proficiency in programming languages such as Java, Python, C#, or similar
- Hands-on experience with APIs, web services, and microservices architecture
- Familiarity with database technologies like SQL, NoSQL, and data modeling
- Working knowledge of cloud platforms such as AWS, Azure, or Google Cloud
- Experience with performance testing and scalability assessments
- Strong problem-solving skills and the ability to troubleshoot complex payment processing issues
- Excellent communication and collaboration skills
- Ability to work effectively in a cross-functional team environment
- Strong analytical and organizational skills
- Experience with version control systems like Git
- Knowledge of DevOps practices and tools (e.g., Docker, Kubernetes, Jenkins)
- Familiarity with Agile development methodologies
- Proven ability to mentor and guide junior engineers
- Experience with creating technical documentation and conducting code reviews
- Up-to-date knowledge of industry trends and emerging technologies in payment solutions
- Willingness to participate in continuous learning and professional development
- Strong attention to detail and commitment to delivering high-quality solutions

Responsabilities

- Design and architect scalable and reliable payment solutions
- Analyze existing payment systems for improvements and optimizations
- Collaborate with cross-functional teams to align payment solutions with business objectives
- Integrate third-party payment gateways and processors
- Ensure compliance with industry standards, regulations, and security protocols
- Troubleshoot and resolve payment processing issues
- Develop and maintain technical documentation
- Conduct code reviews for quality assurance
- Stay updated on industry trends and emerging technologies
- Provide technical guidance and mentorship to team members
- Participate in project planning and meetings
- Perform performance testing and scalability assessments
- Coordinate with fraud prevention to implement security measures
- Assist in budgeting and forecasting for payment technology investments
- Create prototypes and proof of concepts for new functionalities
- Monitor system performance and implement enhancements for high availability and reliability

Ideal Candidate

The ideal candidate for the Payment Solutions Architect role is a seasoned professional with a minimum of five years of experience in designing and architecting payment systems, possessing a Bachelor's degree in Computer Science, Engineering, Information Systems, or a related field. They have a proven track record of integrating with various payment gateways and processors, and a strong understanding of industry standards, regulations, and security protocols such as PCI DSS. Highly proficient in programming languages like Java, Python, or C#, and with hands-on experience in APIs, web services, and microservices architecture, they demonstrate advanced knowledge of both SQL and NoSQL database technologies and have practical experience with cloud platforms such as AWS, Azure, or Google Cloud. The candidate excels at performance testing and scalability assessments, and is adept at troubleshooting complex payment processing issues with strong problem-solving skills. They are a collaborative team player with excellent communication abilities, able to work effectively in a cross-functional team environment, and possess strong leadership and mentorship capabilities. They exhibit an innovative mindset, remain current with industry trends and emerging technologies, and consistently deliver high-quality solutions with great attention to detail. Organized and adaptable, they thrive in fast-paced environments, exhibit a high level of professionalism and integrity, and demonstrate a strong customer focus by fulfilling user needs effectively. Additionally, they are committed to continuous learning and professional growth, are technically adept with a robust foundation in payment systems architecture, and can articulate complex technical concepts to non-technical stakeholders. Reliable and accountable, this candidate is capable of leading and influencing cross-functional teams, driving change in payment solutions while ensuring the achievement of project goals and maintaining high availability and reliability of systems.

On a typical day, you will...

- Design and architect payment solutions to support various business needs and customer demands
- Analyze and evaluate existing payment systems to identify areas for improvement and optimization
- Collaborate with cross-functional teams including product managers, developers, and operations to align payment solutions with business goals
- Integrate with third-party payment gateways and processors to expand payment options
- Ensure payment solutions comply with industry standards, regulations, and security protocols
- Troubleshoot and resolve payment processing issues in a timely manner
- Develop and maintain technical documentation for payment systems and processes
- Conduct code reviews to ensure high-quality code standards are maintained
- Stay current with industry trends and emerging technologies related to payment solutions
- Provide technical guidance and mentorship to junior engineers and new team members
- Participate in project planning and meetings to provide insights from a payment architecture perspective
- Perform performance testing and scalability assessments of payment systems
- Coordinate with the fraud prevention team to implement robust security measures
- Assist in budgeting and forecasting for payment technology investments
- Create prototypes and proof of concepts for new payment functionalities
- Monitor system performance and implement enhancements to ensure high availability and reliability

What we are looking for

- Strong analytical and problem-solving skills
- Excellent communication and interpersonal abilities
- Detail-oriented with a commitment to high-quality output
- Proactive and self-motivated
- Strong leadership and mentorship capabilities
- Adaptability and flexibility in a fast-paced environment
- Innovative mindset with a passion for emerging technologies
- Strong organizational and time management skills
- Collaborative team player
- High level of integrity and professionalism
- Customer-focused with a dedication to solving user needs
- Resilient and able to work under pressure
- Strong critical thinking and decision-making skills
- Commitment to continuous learning and professional growth
- Technically adept with a strong foundation in payment systems architecture
- Ability to articulate complex technical concepts to non-technical stakeholders
- Capacity to lead and influence cross-functional teams
- Reliable and accountable in meeting deadlines and project goals
- Eagerness to drive and implement change in payment solutions.

What you can expect (benefits)

- Competitive salary range based on experience and qualifications
- Comprehensive health, dental, and vision insurance
- 401(k) retirement plan with company matching
- Generous paid time off (PTO) and holidays
- Remote work opportunities and flexible working hours
- Professional development and training programs
- Tuition reimbursement for advanced education
- Opportunities for career advancement and growth
- Employee stock purchase plan or equity options
- Wellness programs and gym membership discounts
- Paid parental leave and family care benefits
- Life and disability insurance
- Commuter benefits or transportation reimbursement
- Access to cutting-edge technologies and tools
- Collaborative and inclusive company culture
- Company-sponsored events and team-building activities
- Employee assistance programs (EAP) for mental health and well-being
- Onsite amenities such as free snacks, coffee, and recreational facilities (if applicable)
- Performance-based bonuses or incentives

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