Actuarial Analyst

Vintti is a specialized staffing agency that believes diversity is the catalyst for innovation. We connect US-based SMBs, startups, and firms with exceptional talent from Latin America, fostering a rich tapestry of cultural perspectives within American businesses. Our unique position allows us to handpick professionals who not only possess the required skills but also bring fresh ideas and global insights to the table. Vintti's services go beyond filling positions; we enrich company cultures and expand business horizons on an international scale.

An Actuarial Analyst plays a critical role in financial and insurance sectors, utilizing mathematical and statistical techniques to assess risk and estimate future financial outcomes. They collect and analyze data to predict the likelihood of events such as accidents, sickness, and natural disasters. Their insights guide policy pricing, pension plans, and other financial strategies, ensuring stability and profitability. These professionals work closely with actuaries and other financial experts to construct models and make informed decisions that safeguard the financial health of their organizations.

- Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, or related field.
- Successful completion of at least 1-2 actuarial exams administered by a recognized actuarial society (Society of Actuaries or Casualty Actuarial Society).
- Proficiency in actuarial software such as Prophet, AXIS, or MoSes.
- Strong analytical and problem-solving skills.
- Excellent numerical and statistical aptitude.
- Advanced knowledge of Microsoft Excel, including VBA.
- Familiarity with other data analysis tools and programming languages, such as SQL, R, Python, or SAS.
- Strong attention to detail and accuracy.
- Effective communication skills, both verbal and written, for reporting findings and explaining complex concepts.
- Ability to work collaboratively in a team environment.
- Solid organizational and time management skills to handle multiple projects simultaneously.
- Understanding of insurance and financial concepts.
- Knowledge of regulatory requirements and industry standards.
- High level of professionalism and integrity.
- Eagerness to learn and adapt to new challenges.
- Ability to maintain confidentiality of sensitive information.
- Experience in the insurance or financial services industry is a plus.
- Strong commitment to continuing professional development and actuarial exam progress.

- Analyze statistical data to estimate risk and liability for future benefit payments.
- Use specialized software to create, update, and verify actuarial models.
- Prepare detailed reports on findings for stakeholders and management.
- Support senior actuaries in developing pricing strategies for insurance products and financial plans.
- Perform sensitivity testing and stress testing on actuarial models.
- Collaborate with underwriters, financial analysts, and other professionals to design insurance packages and benefits programs.
- Monitor and review trends in claims, expenses, and policy expirations to recommend adjustments.
- Conduct risk assessments and generate loss forecasts.
- Assist in the development and implementation of new products and services.
- Ensure actuarial practices comply with regulations, industry standards, and company policies.
- Participate in meetings to discuss financial projections, assumptions, and methodologies.
- Review and audit results for accuracy and consistency.
- Continuously update job knowledge through educational opportunities and professional publications.
- Use historical data and statistical concepts to evaluate past and current trends.
- Develop tools and processes to improve business efficiency and profitability.
- Communicate complex technical information to non-actuarial stakeholders in an understandable manner.
- Maintain and update actuarial databases, ensuring data integrity.
- Investigate and resolve discrepancies in actuarial data and reports.
- Participate in professional development to stay current with industry advancements and regulatory changes.

The ideal candidate for the Actuarial Analyst role will possess a Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, or a related field, with successful completion of at least 1-2 actuarial exams administered by recognized actuarial societies such as the Society of Actuaries or the Casualty Actuarial Society. This individual will demonstrate proficiency in specialized actuarial software like Prophet, AXIS, or MoSes, coupled with advanced expertise in Microsoft Excel, including VBA. An analytical mindset, exceptional numerical and statistical aptitude, and strong problem-solving skills will be pivotal, as will familiarity with additional data analysis tools and programming languages such as SQL, R, Python, or SAS. The candidate will exhibit high attention to detail and accuracy, robust organizational and time management skills, and the capacity to manage multiple projects simultaneously. Strong communication skills, both written and verbal, will enable the explanation of complex technical concepts to non-actuarial stakeholders effectively. A solid understanding of insurance and financial concepts, coupled with knowledge of regulatory requirements and industry standards, will be essential. The ideal candidate will display a high level of professionalism and integrity, a dedication to maintaining the confidentiality of sensitive information, and a commitment to continuous learning and professional development. Experience in the insurance or financial services industry will be considered an advantage. Furthermore, this individual will be a collaborative team player with excellent interpersonal skills, adaptability, enthusiasm for staying updated with industry trends and regulatory changes, and a strong ethical conduct.

- Analyze statistical data to estimate risk and liability for payment of future benefits.
- Use specialized software to create, update, and verify actuarial models.
- Prepare and present detailed reports on findings to stakeholders and management.
- Support senior actuaries in developing pricing strategies for insurance products and financial plans.
- Perform sensitivity testing and stress testing on actuarial models.
- Collaborate with underwriters, financial analysts, and other professionals to design insurance packages and benefits programs.
- Monitor and review trends in claims, expenses, and policy expirations to recommend adjustments.
- Conduct risk assessments and generate loss forecasts.
- Assist in the development and implementation of new products and services.
- Ensure that actuarial practices comply with regulations, industry standards, and company policies.
- Participate in meetings to discuss financial projections, assumptions, and methodologies.
- Review and audit results for accuracy and consistency.
- Continuously update job knowledge by participating in educational opportunities and reading professional publications.
- Use historical data and statistical concepts to evaluate past and current trends.
- Assist in developing tools and processes to improve business efficiency and profitability.
- Communicate complex technical information to non-actuarial stakeholders in an understandable manner.
- Maintain and update actuarial databases and ensure data integrity.
- Investigate and resolve discrepancies in actuarial data and reports.
- Participate in professional development to stay current with industry advancements and regulatory changes.

- Analytical mindset and strong problem-solving abilities.
- High attention to detail and zero tolerance for errors.
- Proficiency in using actuarial software and advanced Excel skills.
- Ability to understand, interpret, and apply complex statistical and mathematical concepts.
- Exceptional numerical and statistical aptitude.
- Strong ability to communicate technical concepts clearly and effectively to non-technical stakeholders.
- Collaborative team player with good interpersonal skills.
- Strong organizational and time management skills.
- Self-motivated with a commitment to continuous learning and professional development.
- Ability to prioritize tasks and manage multiple projects efficiently.
- High level of professionalism and ethical conduct.
- Adaptability and willingness to embrace new challenges.
- Effective written and verbal communication skills.
- Strong commitment to confidentiality and integrity.
- Enthusiasm for staying updated with industry trends and regulatory changes.

- Competitive salary range depending on experience and qualifications
- Comprehensive health benefits including medical, dental, and vision insurance
- 401(k) retirement plan with company matching contributions
- Paid time off (PTO) including vacation days, sick days, and holidays
- Flexible working hours and remote work options
- Professional development opportunities including actuarial exam reimbursement and study time
- Access to industry conferences, workshops, and educational seminars
- Employee wellness programs and resources
- Career advancement opportunities within the company
- Life insurance and disability insurance coverage
- Employee assistance program (EAP) for personal and professional support
- Health and wellness stipends for gym memberships and fitness classes
- Subsidized commuting options or transportation allowances
- Family-friendly benefits including parental leave and childcare support
- Recognition and rewards programs for high performance and achievements
- Collaborative and inclusive work environment
- Opportunities to work on diverse and challenging projects
- Access to state-of-the-art technology and tools
- Mentorship and coaching from experienced professionals