Structured Finance Analyst

At Vintti, we understand the importance of real-time collaboration in today's fast-paced business environment. Our staffing solutions focus on connecting US companies with Latin American talent operating in compatible time zones. This strategic approach ensures that businesses can engage with their team members during regular office hours, facilitating immediate communication, swift problem-solving, and seamless project coordination.

A Structured Finance Analyst is crucial in overseeing and managing the complex financial instruments and structured products used by organizations to optimize their capital structures and mitigate risks. This role involves conducting thorough quantitative analysis, modeling cash flows, and assessing the performance of securities and investment portfolios. They collaborate with various stakeholders, including investment banks, ratings agencies, and legal teams, to structure and execute deals that meet the strategic objectives of the organization. Strong analytical skills, a robust understanding of financial markets, and attention to detail are essential attributes for success in this dynamic field.

- Bachelor’s degree in Finance, Economics, Business, or related field.
- Minimum 2-3 years of relevant experience in structured finance, investment banking, or related financial services.
- Strong understanding of financial statements, modeling, and cash flow analysis.
- Proficiency in Microsoft Excel, including advanced financial modeling techniques.
- Experience with financial analysis software such as Bloomberg, S&P Capital IQ, or similar.
- Knowledge of structured finance products such as ABS, MBS, CDO, and CLO.
- Familiarity with credit rating methodologies and risk assessment.
- Excellent analytical and quantitative skills.
- Strong attention to detail and accuracy.
- Ability to work under pressure and meet tight deadlines.
- Excellent written and verbal communication skills.
- Strong problem-solving and critical thinking abilities.
- Ability to work independently and as part of a team.
- Familiarity with regulatory requirements and industry best practices.
- Willingness to travel occasionally for client meetings and due diligence activities.
- Demonstrated ability to manage multiple tasks and prioritize effectively.
- Professional certifications such as CFA, FRM, or CPA are a plus.

- Analyze and assess financial statements, models, and cash flow projections.
- Develop, review, and enhance complex financial models for structured finance products.
- Prepare detailed credit analyses and reports for potential and existing structured finance deals.
- Conduct thorough due diligence on deal participants, collateral, and transaction structures.
- Monitor performance of active deals and identify potential risks or opportunities.
- Collaborate with internal teams including risk management, legal, and compliance to ensure adherence to policies and regulations.
- Participate in the structuring and execution of new transactions, including term sheet preparation and deal documentation.
- Research and interpret financial markets data, industry trends, and regulatory changes that may impact structured finance deals.
- Assist in pricing and valuation of structured finance instruments.
- Communicate with rating agencies, investment bankers, clients, and external stakeholders to manage relationships and provide transaction updates.
- Create presentations and pitch materials for client meetings and internal discussions.
- Support senior analysts and management in the preparation of transaction summaries for investment committees.
- Update and maintain databases and tracking systems for portfolio management and reporting purposes.
- Provide input and recommendations for process improvements and risk mitigation strategies.
- Participate in training programs and development opportunities to stay current on market developments and analytical techniques.

The ideal candidate for the Structured Finance Analyst role holds a Bachelor’s degree in Finance, Economics, Business, or a related field, supplemented by 2-3 years of experience in structured finance, investment banking, or a similar financial services environment. They possess a robust understanding of financial statements, modeling, and cash flow analysis, exhibiting proficiency in advanced financial modeling techniques using Microsoft Excel and familiarity with financial analysis tools such as Bloomberg and S&P Capital IQ. Their expertise extends to structured finance products like ABS, MBS, CDO, and CLO, and they have a strong grasp of credit rating methodologies and risk assessment. Demonstrating excellent analytical and quantitative skills, they maintain strong attention to detail and accuracy, even under pressure and tight deadlines. This candidate communicates effectively in both written and verbal forms, showcases problem-solving capabilities, and operates well both independently and as part of a team. They possess thorough knowledge of regulatory requirements and industry best practices, are willing to travel occasionally for client-related activities, and can juggle multiple tasks while prioritizing effectively. Ideally, they hold professional certifications such as CFA, FRM, or CPA, further underscoring their expertise. Their personal attributes include a high degree of integrity, strong work ethic, adaptability to dynamic environments, and a client-focused mindset. They are proactive, continuous learners with strategic thinking, strong organizational skills, and the ability to build and manage relationships effectively, all of which make them a standout candidate for this position.

- Analyze and assess financial statements, models, and cash flow projections.
- Develop, review, and enhance complex financial models for structured finance products.
- Prepare detailed credit analyses and reports for potential and existing structured finance deals.
- Conduct thorough due diligence on deal participants, collateral, and transaction structures.
- Monitor performance of active deals and identify potential risks or opportunities.
- Collaborate with internal teams including risk management, legal, and compliance to ensure adherence to policies and regulations.
- Participate in the structuring and execution of new transactions, including term sheet preparation and deal documentation.
- Research and interpret financial markets data, industry trends, and regulatory changes that may impact structured finance deals.
- Assist in pricing and valuation of structured finance instruments.
- Communicate with rating agencies, investment bankers, clients, and external stakeholders to manage relationships and provide transaction updates.
- Create presentations and pitch materials for client meetings and internal discussions.
- Support senior analysts and management in the preparation of transaction summaries for investment committees.
- Update and maintain databases and tracking systems for portfolio management and reporting purposes.
- Provide input and recommendations for process improvements and risk mitigation strategies.
- Participate in training programs and development opportunities to stay current on market developments and analytical techniques.

- Detail-oriented
- Analytical mindset
- Strong quantitative skills
- Problem-solving abilities
- Effective communicator
- Team player
- Self-motivated
- Ability to work independently
- High degree of integrity
- Strong work ethic
- Adaptability to dynamic environments
- Capacity to handle pressure
- Time management proficiency
- Negotiation skills
- Relationship-building capabilities
- Proactive approach
- Continuous learner
- Strategic thinking
- Strong organizational skills
- Client-focused mindset

- Competitive salary range
- Performance-based bonuses
- Comprehensive health, dental, and vision insurance
- 401(k) retirement plan with company match
- Paid time off (PTO) and holidays
- Flexible work hours
- Remote work options
- Professional development and training programs
- Tuition reimbursement
- Mentorship and career advancement opportunities
- Employee assistance programs
- Wellness programs and gym membership discounts
- Life and disability insurance
- Commuter benefits
- Access to financial planning services
- Casual dress code on certain days
- Collaborative and inclusive work environment
- Company-sponsored social events and team-building activities
- Recognition and rewards programs