Underwriting Manager

Vintti is revolutionizing remote staffing by prioritizing time zone alignment. We connect US-based SMBs, startups, and firms with Latin American professionals who work synchronously with US schedules. This approach ensures that businesses can maintain their usual workflows, conduct real-time meetings, and collaborate effectively without the typical challenges of working across disparate time zones.

An Underwriting Manager plays a critical role in overseeing the evaluation and acceptance of insurance applications, ensuring that risks are assessed accurately and policies are underwritten in accordance with company guidelines and regulations. This role involves leading a team of underwriters, developing and implementing underwriting procedures, and collaborating closely with other departments to maintain a balanced portfolio. The Underwriting Manager also stays informed about market trends and adjusts strategies accordingly, aiming to optimize profitability while minimizing financial risk. Effective communication and leadership skills are essential for success in this dynamic and impactful position.

- Bachelor's degree in finance, business, insurance, or a related field.
- Minimum of 5 years of experience in underwriting.
- Prior experience in a managerial or supervisory role.
- Strong analytical and decision-making skills.
- In-depth knowledge of underwriting principles and practices.
- Proficiency in using underwriting software and tools.
- Excellent communication and interpersonal skills.
- Ability to lead and motivate a team.
- Strong understanding of regulatory requirements and compliance.
- Proven ability to develop and implement policies and procedures.
- Experience collaborating with sales and actuarial teams.
- Proficiency in risk assessment and management.
- Ability to handle escalated issues with professionalism and efficiency.
- Strong organizational and time management skills.
- Experience in training and development of staff.
- Ability to prepare and analyze detailed reports.
- Knowledge of current market trends and client needs.
- Experience in negotiating terms with brokers and clients.
- Strong problem-solving skills.
- High attention to detail and accuracy.
- Certification in underwriting or related field (preferred).
- Advanced knowledge of MS Office Suite (Excel, Word, PowerPoint).
- Ability to manage multiple priorities in a fast-paced environment.
- Excellent leadership and team management abilities.
- Strong financial acumen and understanding of premium rate setting.
- Proven track record in minimizing risk and improving profitability.

- Review and assess applications for insurance coverage.
- Analyze risk factors of potential clients.
- Approve or deny insurance applications based on underwriting guidelines.
- Develop and implement underwriting policies and procedures.
- Collaborate with sales teams to understand market trends and client needs.
- Monitor and assess the performance of underwriters.
- Conduct training sessions for new and existing underwriters.
- Maintain current knowledge of regulatory changes and ensure compliance.
- Prepare detailed reports on underwriting activities and performance metrics.
- Work with actuarial teams to set premium rates.
- Negotiate terms and conditions of coverage with brokers or clients.
- Resolve escalated issues related to underwriting.
- Oversee and manage a team of underwriters, providing guidance and support.
- Develop strategies to minimize risk and improve profitability.
- Evaluate and update underwriting criteria and guidelines.
- Participate in underwriting audits to ensure adherence to standards.
- Communicate with senior management regarding underwriting results and trends.
- Assist in the development of new insurance products and services.
- Review and authorize large accounts and high-value policies.
- Handle reinsurance negotiations and placements.

The ideal candidate for the Underwriting Manager role is an experienced professional with at least 5 years of underwriting experience, including a proven track record in a managerial or supervisory capacity. They possess a bachelor's degree in finance, business, insurance, or a related field, and have strong proficiency in using underwriting software and tools, as well as advanced knowledge of the MS Office Suite. This individual excels in leadership and team management, demonstrating an exceptional ability to motivate and guide a team of underwriters towards achieving high-quality outcomes. They are a strategic thinker with a proactive approach to developing and implementing underwriting policies and procedures that minimize risk and enhance profitability. With strong analytical and decision-making skills, the candidate is adept at assessing risk, negotiating terms, and handling escalated issues professionally and efficiently. Excellent communication and interpersonal skills enable them to collaborate effectively with sales, actuarial teams, and senior management, while their in-depth knowledge of regulatory requirements ensures compliance at all times. The ideal candidate is highly organized, able to manage multiple priorities in a fast-paced environment, and has a keen attention to detail and accuracy. They are resilient, adaptable, and forward-thinking, with a strong understanding of industry trends and a commitment to continuous learning and professional development. Their empathetic and supportive mindset, combined with a strong customer service orientation, makes them adept at mentoring and inspiring their team to achieve their best, while their innovative problem-solving skills and ability to handle complex negotiations set them apart as a leader in the field.

- Review and assess applications for insurance coverage.
- Analyze risk factors of potential clients.
- Approve or deny insurance applications based on underwriting guidelines.
- Develop and implement underwriting policies and procedures.
- Collaborate with sales teams to understand market trends and client needs.
- Monitor and assess the performance of underwriters.
- Conduct training sessions for new and existing underwriters.
- Maintain current knowledge of regulatory changes and ensure compliance.
- Prepare detailed reports on underwriting activities and performance metrics.
- Work with actuarial teams to set premium rates.
- Negotiate terms and conditions of coverage with brokers or clients.
- Resolve escalated issues related to underwriting.
- Oversee and manage a team of underwriters, providing guidance and support.
- Develop strategies to minimize risk and improve profitability.
- Evaluate and update underwriting criteria and guidelines.
- Participate in underwriting audits to ensure adherence to standards.
- Communicate with senior management regarding underwriting results and trends.
- Assist in the development of new insurance products and services.
- Review and authorize large accounts and high-value policies.
- Handle reinsurance negotiations and placements.

- Strong leadership and team management capabilities
- Strategic thinker with a proactive approach
- Exceptional analytical and decision-making skills
- High level of integrity and professionalism
- Effective communicator with excellent interpersonal skills
- Results-oriented with a focus on high-quality outcomes
- Adaptable and able to thrive in a fast-paced environment
- Collaborative mindset with the ability to work across various teams
- Keen attention to detail and accuracy
- Innovative problem solver
- Resilient and able to handle high-pressure situations
- Empathetic and supportive mindset towards team development
- Forward-thinking with a strong understanding of industry trends
- Ability to mentor and inspire underwriters to achieve their best
- Highly organized with strong time management skills
- Commitment to continuous learning and professional development
- Strong customer service orientation
- Able to handle complex negotiations efficiently and effectively

- Competitive salary range
- Comprehensive health, dental, and vision insurance
- 401(k) retirement plan with company match
- Paid time off (PTO) and holiday pay
- Flexible work schedule options
- Remote work opportunities
- Employee wellness programs and resources
- Career development and advancement opportunities
- Professional certification and training reimbursement
- Tuition assistance programs
- Performance-based bonuses and incentives
- Life and disability insurance
- Employee assistance program (EAP)
- Paid parental leave
- Company-sponsored social events and activities
- Access to financial planning and consultation services
- Commuter assistance benefits
- Mentorship and coaching programs
- Recognition and rewards programs
- Ergonomic workspace accommodations
- Company-paid volunteer opportunities
- Travel assistance and discounts