Title Examiner

A Title Examiner is responsible for conducting thorough examinations of property records to trace the chain of title and ascertain the accuracy of ownership history. This involves accessing and analyzing various public records, deeds, county and city records, maps, and tax records to identify any issues, such as previous liens, encumbrances, unpaid taxes, or easements that could affect the property's transferability. They must carefully scrutinize legal documents to ensure compliance with state and federal regulations and verify that all necessary information is accurate and up to date. This meticulous process helps protect the interests of buyers, sellers, and lenders by ensuring that the property is free from legal disputes or claims.

Beyond research and verification, Title Examiners play a pivotal role in addressing and resolving discrepancies or legal issues that may arise during the examination process. They must communicate effectively with clients, real estate agents, lawyers, and other stakeholders to clarify findings and provide clear, informed recommendations on how to resolve any title defects. This often involves preparing detailed reports and summaries of findings, as well as suggesting corrective actions, such as obtaining releases for liens or correcting errors in public records. Additionally, Title Examiners are tasked with staying current on changes in real estate law and practices, ensuring that their findings and recommendations are legally sound and relevant.

To become a proficient Title Examiner, obtaining a bachelor's degree in a related field such as real estate, law, or business is highly recommended. Courses in property law, real estate principles, and legal research can provide foundational knowledge necessary for the role. Additionally, obtaining certification as a Title Examiner through professional organizations such as the American Land Title Association (ALTA) or the National Association of Legal Assistants (NALA) can enhance career prospects and credibility. Many employers also value practical experience, so internships or entry-level positions in real estate, legal offices, or title companies can be beneficial. Continued education and staying informed about changes in real estate laws and regulations are crucial for maintaining expertise and staying competitive in the field.