Fintech Risk Analyst

Vintti is a dynamic staffing agency bridging the gap between Latin American talent and US-based businesses. We specialize in connecting skilled professionals from Latin America with small and medium-sized businesses, startups, and firms across the United States. Our mission is to provide top-tier staffing solutions that enable US companies to access a diverse pool of talented individuals while offering exciting career opportunities to Latin American professionals. By leveraging our extensive network and deep understanding of both markets, Vintti facilitates mutually beneficial partnerships that drive growth and innovation for our clients and candidates alike.

A Fintech Risk Analyst plays a crucial role in identifying, assessing, and mitigating risks within the financial technology sector. They analyze data to detect potential threats and vulnerabilities in fintech solutions, ensuring compliance with regulatory standards and safeguarding financial transactions. Utilizing advanced analytical tools and methodologies, they monitor emerging risks and develop strategies to minimize operational, financial, and cyber risks. This role requires a deep understanding of both financial services and technological innovations, enabling the analyst to provide insights that protect the integrity and reliability of fintech products and services.

- Bachelor’s degree in Finance, Economics, Business, or a related field
- Master’s degree or professional certifications (e.g., CFA, FRM) preferred
- Minimum of 3-5 years of experience in risk analysis, preferably within the fintech industry
- Strong knowledge of financial markets, instruments, and risk management principles
- Proficiency in data analysis tools and software, such as Excel, Python, R, or SAS
- Experience with risk assessment models and algorithms
- Excellent analytical and quantitative skills
- Strong understanding of regulatory requirements and industry standards related to risk management
- Ability to conduct stress testing and scenario analysis
- Experience in preparing and presenting detailed risk assessment reports
- Strong communication and interpersonal skills
- Ability to collaborate effectively with cross-functional teams, including data scientists and IT professionals
- Attention to detail and strong problem-solving skills
- Strong organizational and time management skills
- Ability to identify emerging risks and assess their potential impact
- Experience in conducting audits and reviews of risk management processes
- Knowledge of industry best practices and emerging trends in fintech risk management
- Ability to train and mentor junior team members
- Experience in validating risk management systems and recommending improvements
- Ability to analyze the impact of new financial products or services on risk profiles

- Analyze financial statements, transaction histories, and market trends to assess risk levels
- Monitor and report on risk exposure and key risk indicators (KRIs)
- Develop and implement risk management strategies and control mechanisms
- Conduct stress testing and scenario analysis to evaluate the impact of financial risks
- Prepare detailed risk assessment reports and present findings to senior management
- Collaborate with data scientists and IT teams to develop risk assessment models and algorithms
- Ensure compliance with regulatory requirements and industry standards
- Identify emerging risks and assess their potential impact on the organization
- Communicate with external stakeholders, including regulators and auditors, regarding risk-related queries
- Test and validate risk management systems and recommend improvements
- Provide insights and recommendations for risk mitigation based on data analysis
- Conduct regular audits and reviews of risk management processes
- Stay updated on industry best practices and emerging trends in fintech risk management
- Assist in the training and development of junior team members on risk analysis methods
- Participate in cross-functional meetings to discuss risk-related issues and project developments
- Analyze the impact of new financial products or services on the organization's risk profile
- Review and update risk management policies and procedures as required

The ideal candidate for the Fintech Risk Analyst role is a highly analytical and quantitatively skilled professional with a strong foundation in finance, economics, or a related field, complemented by a Bachelor's degree and preferably a Master’s or professional certifications such as CFA or FRM. With 3-5 years of relevant experience, particularly in the fintech industry, this candidate possesses a comprehensive understanding of financial markets, instruments, and risk management principles. They are proficient in using data analysis tools and software like Excel, Python, R, or SAS to develop and validate risk assessment models and algorithms. Demonstrating exceptional attention to detail, problem-solving, and critical thinking abilities, they excel at conducting stress testing, scenario analysis, and preparing detailed risk assessment reports for senior management. Their strong communication and interpersonal skills enable effective collaboration with cross-functional teams, including data scientists and IT professionals, while ensuring compliance with regulatory requirements and industry standards. This candidate is proactive, adaptable to new technologies and methods, and exhibits high levels of integrity, resilience, and the ability to work under pressure. They also possess a keen ability to identify emerging risks, provide actionable risk mitigation recommendations, and are dedicated to continuous learning and staying abreast of industry best practices. Additionally, their leadership skills facilitate mentoring junior team members, making them an asset in fostering a robust risk management culture within the organization.

- Analyze financial statements, transaction histories, and market trends to assess risk levels.
- Monitor and report on risk exposure and key risk indicators (KRIs).
- Develop and implement risk management strategies and control mechanisms.
- Conduct stress testing and scenario analysis to evaluate the impact of financial risks.
- Prepare detailed risk assessment reports and present findings to senior management.
- Collaborate with data scientists and IT teams to develop risk assessment models and algorithms.
- Ensure compliance with regulatory requirements and industry standards.
- Identify emerging risks and assess their potential impact on the organization.
- Communicate with external stakeholders, including regulators and auditors, regarding risk-related queries.
- Test and validate risk management systems and recommend improvements.
- Provide insights and recommendations for risk mitigation based on data analysis.
- Conduct regular audits and reviews of risk management processes.
- Stay updated on industry best practices and emerging trends in fintech risk management.
- Assist in the training and development of junior team members on risk analysis methods.
- Participate in cross-functional meetings to discuss risk-related issues and project developments.
- Analyze the impact of new financial products or services on the organization's risk profile.
- Review and update risk management policies and procedures as required.

- Analytical mindset with strong quantitative skills
- Keen attention to detail
- Strong problem-solving abilities
- Excellent communication and interpersonal skills
- Ability to collaborate effectively with cross-functional teams
- Proactive and able to take initiative
- Strong organizational and time management capabilities
- Adaptability to new technologies and methods
- High level of integrity and ethical standards
- Ability to work under pressure and meet tight deadlines
- Critical thinking abilities
- Aptitude for continuous learning and staying updated on industry trends
- Leadership skills for mentoring junior team members
- Strong decision-making abilities
- Capability to handle complex risk assessment models and algorithms
- Strong understanding of fintech landscape and developments
- Resilient and able to handle stress
- Ability to make data-driven decisions
- Customer-focused with a dedication to providing high-quality insights

- Competitive salary ranging from $80,000 to $120,000 annually, depending on experience
- Comprehensive health, dental, and vision insurance
- 401(k) retirement plan with company match
- Paid time off (PTO) including vacation, sick leave, and holidays
- Flexible working hours and remote work options
- Professional development opportunities, including reimbursement for relevant certifications and courses
- Performance-based bonuses and incentives
- Gym membership or wellness program subsidies
- Employee assistance programs (EAP) for mental health and wellbeing
- Opportunities for career advancement within the organization
- Paid parental leave
- Transportation or commuting allowances
- Regular team-building activities and company events
- Access to the latest fintech technologies and tools
- Company-sponsored conferences and networking events
- Collaborative and inclusive work environment
- Employee referral bonus program
- Stock options or equity participation plans