Asset Liability Manager

Vintti is a staffing agency dedicated to boosting the economic efficiency of US companies. We provide access to a diverse range of skilled Latin American professionals, allowing businesses to build robust teams without the traditional high costs associated with domestic hiring. Our model supports companies in maximizing their resources, driving innovation, and achieving sustainable growth.

An Asset Liability Manager plays a crucial role in financial institutions and corporations by managing the delicate balance between assets and liabilities to maximize profitability while minimizing risks. This role involves analyzing market conditions, interest rate movements, and financial trends to develop strategies for optimal asset and liability management. Through rigorous assessment of investment portfolios, cash flow management, and risk mitigation, the Asset Liability Manager ensures the organization maintains financial health and regulatory compliance. Strong analytical skills, strategic thinking, and a deep understanding of financial instruments are essential for success in this pivotal role.

- Bachelor's degree in Finance, Economics, Accounting, or a related field.
- Professional certification such as CFA, FRM, or equivalent preferred.
- Minimum of 5 years of experience in asset liability management, treasury, risk management, or a related field.
- Strong knowledge of financial instruments, capital markets, and banking regulations.
- Proficiency in risk management principles and practices.
- Advanced analytical and quantitative skills.
- Experience with ALM software and financial modeling tools.
- Strong proficiency in Microsoft Excel and financial analysis software.
- Excellent written and verbal communication skills.
- Ability to work under pressure and meet tight deadlines.
- Strong organizational and problem-solving abilities.
- Attention to detail and high level of accuracy.
- Knowledge of regulatory requirements, including Basel III.
- Demonstrated ability to develop and implement effective ALM strategies.
- Strong collaborative skills and the ability to work effectively with cross-functional teams.

- Monitor and evaluate the bank's asset and liability structure.
- Analyze risk exposures and ensure adherence to risk management policies.
- Prepare and present daily, weekly, and monthly ALM reports to senior management.
- Forecast and manage cash flows and liquidity positions.
- Conduct periodic stress testing and scenario analysis on the balance sheet.
- Develop and implement strategies to optimize the balance sheet and maximize returns.
- Coordinate with various departments to gather data and insights for ALM purposes.
- Maintain and update ALM models and tools.
- Assess the impact of regulatory changes on asset and liability management.
- Manage the interest rate risk positions and recommend strategies to mitigate risks.
- Engage in ongoing monitoring of market trends and economic indicators.
- Collaborate with the treasury team on funding strategies and capital allocation.
- Ensure compliance with internal policies and regulatory requirements.
- Provide support for internal and external audits related to ALM activities.
- Assist in the development of the annual financial plan and long-term strategy projections.

The ideal candidate for the Asset Liability Manager role is a highly skilled and experienced professional with a minimum of five years in asset liability management, treasury, or risk management. They possess a Bachelor's degree in Finance, Economics, Accounting, or a related field, with advanced certifications such as CFA or FRM enhancing their candidacy. Demonstrating a profound understanding of financial instruments, capital markets, banking regulations, and risk management principles, this candidate excels in analytical and quantitative tasks. Their proficiency in ALM software, financial modeling tools, and Microsoft Excel underscores their technical competence. The ideal candidate is proactive, detail-oriented, and adept at managing multiple priorities under pressure, consistently delivering precise and accurate work. They exhibit strong leadership, decision-making, and problem-solving skills, coupled with excellent communication and presentation abilities. A team-oriented collaborator, they are adaptable, innovative, and possess a continuous improvement mindset. Up-to-date with industry trends and regulatory changes, they maintain high ethical standards and integrity, demonstrating a high level of accountability and responsibility. Their comprehensive financial acumen and strategic thinking capabilities make them a valuable asset to optimize the bank's balance sheet and ensure compliance with internal and external requirements.

- Monitor and evaluate the bank's asset and liability structure.
- Analyze risk exposures and ensure adherence to risk management policies.
- Prepare and present daily, weekly, and monthly ALM reports to senior management.
- Forecast and manage cash flows and liquidity positions.
- Conduct periodic stress testing and scenario analysis on the balance sheet.
- Develop and implement strategies to optimize the balance sheet and maximize returns.
- Coordinate with various departments to gather data and insights for ALM purposes.
- Maintain and update ALM models and tools.
- Assess the impact of regulatory changes on asset and liability management.
- Manage the interest rate risk positions and recommend strategies to mitigate risks.
- Engage in ongoing monitoring of market trends and economic indicators.
- Collaborate with the treasury team on funding strategies and capital allocation.
- Ensure compliance with internal policies and regulatory requirements.
- Provide support for internal and external audits related to ALM activities.
- Assist in the development of the annual financial plan and long-term strategy projections.

- Proactive and self-motivated
- Detail-oriented with high accuracy
- Strong leadership and decision-making skills
- Excellent analytical and strategic thinking capabilities
- Ability to manage multiple tasks and prioritize effectively
- Up-to-date with industry trends and regulatory changes
- Strong financial acumen and understanding of complex financial instruments
- Effective communicator with strong presentation skills
- Collaborative with a team-oriented mindset
- Adaptable and able to thrive in a fast-paced environment
- Strong ethical standards and integrity
- Innovative with a continuous improvement mindset
- Strong problem-solving skills and resourcefulness
- High level of accountability and responsibility
- Technologically adept with proficiency in relevant software tools

- Competitive salary range ($80,000 - $120,000)
- Performance-based bonuses
- Comprehensive health insurance (medical, dental, vision)
- Retirement savings plan with company match
- Paid time off (vacation, sick leave, holidays)
- Flexible work hours and remote work options
- Professional development and training opportunities
- Tuition reimbursement for relevant courses
- Employee wellness programs
- Life and disability insurance
- Opportunities for career progression and advancement
- Employee assistance programs (EAP)
- Company-sponsored team building events and outings
- Access to industry conferences and networking events
- Discounts on banking products and services
- Work-life balance initiatives including telecommuting options and flexible work schedules